You must be insured under the Social Security program before retirement, survivors, or disability insurance benefits can be paid to you or your family. Social Security credits are used to determine your insured status. We consider the number of Social Security credits you earned to determine if you have fully insured status, currently insured status, or insured status for establishing a period of disability. You earn Social Security credits previously called quarters of coverage for a certain amount of work covered under Social Security.
Note: Under Section of the Social Security Protection Act of "SSPA," or Public Law , certain alien workers must meet additional requirements to be fully or currently insured and to establish entitlement to benefits based on the alien's earnings.
For the years after , the Commissioner of the Social Security Administration determines the amount of earnings that will equal a credit for each year. The amount of earnings is determined by using a formula in the Social Security Act that reflects a national percentage increase in average wages.
The amount the Commissioner determines is published in the Federal Register on or before November 1 of the preceding year. The table below shows the amount of wages or self-employment income needed to obtain a quarter of coverage for recent years:. Amount of wages or self-employment income necessary to obtain a quarter of coverage. You may earn a maximum of four credits each year. The credits are based on your total earnings. Total earnings may consist of non-agricultural wages, military wages, railroad compensation, agricultural wages, and self-employment income.
If self-employment income is not reported on a calendar year basis, it is assigned to each of the calendar quarters in the taxable year. This is done in proportion to the number of months completely included in each calendar year which are included completely in the taxable year.
The month that the taxable year ends is considered to be completely within the taxable year. The term "calendar quarter" means a period of three calendar months ending March 31, June 30, September 30, or December 31 of any year. Are you eligible for monthly Social Security benefits? Note: In addition to monthly survivors benefits, a lump-sum death payment is payable upon the death of an insured worker.
Are your Social Security benefits subject to taxes? Your Social Security benefits may be subject to taxes. If you have substantial income in addition to your Social Security benefits, up to 85 percent of your annual benefits may be subject to Federal income tax.
The amount of benefits subject to Federal income tax is the smaller of:. In January, we send you a Form Social Security Benefit Statement , showing the amount of benefits you received in the prior calendar year.
A worksheet IRS Notice is included for determining whether any portion of your Social Security benefits received is subject to income tax. How do you know the amount of taxes withheld from your benefits? This statement shows the amount of taxes withheld from your Social Security benefits.
Who issues Social Security benefits, when and how? Treasury Department, not by SSA's processing centers. However, if you have any questions about your direct deposit or check, get in touch with a Social Security office.
What are the payment dates? Your payment days if you filed for benefits before May 1, Social Security payments are usually dated and delivered on the third day of the month following the month for which the payment is due.
For example, payments for January are delivered on February 3. If the third of the month is a Saturday, Sunday or Federal holiday, payments are dated and delivered on the first day preceding the third of the month which is not a Saturday, Sunday, or Federal holiday.
For example, if the third is a Saturday or Sunday, payments are delivered on the preceding Friday. Your payment days if you filed for benefits on or after May 1, If you file for Social Security benefits May 1, , or later, you are assigned one of three new payment days based on the date of birth of the person on whose record your entitlement is established the insured individual :. What about the outsourcing of jobs to other nations? Increased aging of the population and accompanying pressure on Medicare expenditures?
But they may also ask, does Social Security work? Has it lifted seniors out of poverty? One estimate from the Center on Budget and Policy Priorities claims nearly 15 million current seniors — as well as over a million children — are raised over the poverty line by Social Security.
What role should the federal government play in helping the unemployed and the aged? When extended families, charities, and state governments appear incapable of meeting the needs of the aged and unemployed, should the social burden shift to the federal government?
Students working in their first jobs and experiencing, for the first time, the reality of Social Security taxes will readily connect this particular debate with their everyday lives.
At Teaching American History, we believe students best understand history when they are encouraged to dive into the primary sources, closely reading the words written by the authors of the time and putting their questions to those authors themselves.
In this way, students reach their own conclusions about the choices made by Americans of the past. Such services must be part of the overall comprehensive system of services in the planning and service area. First federal funds appropriated for social service programs for older persons under the Social Security Act. Special Staff on Aging established within the Office of the Secretary of Health, Education and Welfare, to coordinate responsibilities for aging.
Housing act authorized a direct loan program for non-profit rental projects, for the elderly at low interests rates, and lowered eligibility ages for public-low-rent housing, for low-income women to age Social Security Administration eliminated age 50 as minimum for qualifying for disability benefits, and liberalized the retirement test and the requirement for fully insured status. Social Security Amendments lowered the retirement age for men from 65 to 62, liberalized the retirement test, and increased minimum benefits and benefits to aged widows.
Legislation introduced in Congress, to establish an independent and permanent Commission on Aging. Older Americans Act signed into law on July 14 Older Americans Act extended for two years, and provisions made for the Administration on Aging to study the personnel needs in the aging field. The amendments added a new Title V, which authorized grants to local community agencies for multi-purpose senior centers, and created the Community Service Employment grant program for low-income persons age 55 and older, administered by the Department of Labor.
These programs included protective services, homemaker services, transportation services, adult day care services, training for employment, information and referral, nutrition assistance, and health support. Housing and Community Development Act enacted; provided for low-income housing for the elderly and handicapped, pursuant to the Housing Act of National Institute on Aging created to conduct research and training related to the aging process, and the diseases and problems of an aging population.
Title V of the Farm and Rural Housing Program of expanded to include the rural elderly as a target group. Older Americans Act Amendments required changes in Title VII nutrition program, primarily related to the availability of surplus commodities through the Department of Agriculture.
The old Title V became the Community Service Employment grant program for low-income persons, age 55 and older created under the amendments as Title IX. Congregate Housing Services Act authorized contracts with local public housing agencies and non-profit corporations, to provide congregate independent living service programs.
OAA amendments required each state to establish a long-term care ombudsman program to cover nursing homes. Older Americans Act reauthorized; emphasized supportive services to help older persons remain independent in the community.
Omnibus Budget Reconciliation Act provides for nursing home reform in the areas of nurse aide training, survey and certification procedures, pre-admission screening an annual reviews for persons with mental illness.
Reauthorization of the Older Americans Act added six additional distinct authorization of appropriations for services: in-home services for the frail elderly; long-term care ombudsman; assistance for special needs; health education and promotion; prevention of elder abuse, neglect, and exploitation; and outreach activities for persons who may be eligible for benefits under supplemental security income SSI , Medicaid, and food stamps.
Additional emphasis was given to serving those in the greatest economic and social need, including low-income minorities. Americans with Disabilities Act extended protection from discrimination in employment and public accommodations to persons with disabilities.
Age Discrimination in Employment Act made it illegal, in most circumstances, for companies to discriminate against older workers in employee benefits. Reauthorization of the Older Americans Act places increased focus on caregivers, intergenerational programs, protection of elder rights and calls for a White House Conference on Aging. The legislation emphasized the value of the four programs coordinating their efforts.
Fernando M. Jeanette C. Takamura, Ph. Department of Health and Human Services on December 8, Older Americans Act Amendments of signed into law P. OAA was reauthorized for 5 years on October 17, Administration for Community Living established on April 18, , bringing together the Administration on Aging, the Office on Disability and the Administration on Developmental Disabilities. Skip to main content Skip to main navigation Get instructions for navigating this site Search Search. Who is the intended audience?
How might that influence the content and tone of the speech? Close Reading: Read carefully to consider what a source says and the language used to say it. What four programs are included in the Social Security bill? For each of the three words, write one quote or example that illustrates connections.
Corroborating: Check important details across multiple sources to determine points of agreement and disagreement.
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